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One of the biggest mistakes new home buyers make is not having their finances organised prior to starting their search for a property. Many people assume that if one has a good income, a home loan is simple to get. Unfortunately, there are a number of steps in the process, and it often takes many

There are many reasons that people regularly refinance their home loans; doing so could benefit you in many ways. Saving Money: As mentioned, if you are paying a lower interest rate, you are effectively paying less interest over the life of the loan. At the same time, this money that you’re saving could be used

3 Things to Consider Before Fixing Your Interest Rate Here are a few things you should consider before fixing your rate: Are They Already Factored In? Fixed-rate interest products are often priced in such a way that they have already factored in potential interest rate rises. That means if you’re going to take out a