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Having offset account can be a great way to reduce interest on your home loan and it works by reducing the balance on your loan by the amount in your account. Example: $10,000 is held in your offset account and you have a home loan balance of $400,000, you will be paying interest on a

With the housing market continuing to slow and many auctions not going ahead, its becoming even more important to be prepared. A pre approval is when your broker will submitt your application to a lender with all supporting documents and the lender will assess your file and give you a conditional approval. This will allow

These are some very simple but effective ways to help you pay off your home loan faster. The average term of a loan is 30years and this will generally be offered when taking out a new loan with most lenders but below are a few ways to help you reduce this term. Get a Lower