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Now as you might be aware I love coffee and you will often see me down at Cronulla Grind enjoying a morning cuppa but there has been lots of talk about giving up your daily coffee to help pay off your home loan faster. I would love to say I could do this but there

Having offset account can be a great way to reduce interest on your home loan and it works by reducing the balance on your loan by the amount in your account. Example: $10,000 is held in your offset account and you have a home loan balance of $400,000, you will be paying interest on a

With the housing market continuing to slow and many auctions not going ahead, its becoming even more important to be prepared. A pre approval is when your broker will submitt your application to a lender with all supporting documents and the lender will assess your file and give you a conditional approval. This will allow